Utah Car Accidents at Work: What You Need to Know

Can You File a Claim After a Car Accident at Work?

Many people believe a car accident at work only qualifies for a workers’ compensation claim. That’s false! In Utah, you may have both a workers’ compensation claim and a personal injury claim.

When you are injured while driving for work, call Utah Car Accident Lawyer Jake Gunter at (801) 373-6345 for a free consultation.

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Examples of Driving at Work Car Accidents

1. DoorDash

You’re delivering food and get rear-ended on University Avenue in Provo. You can file a personal injury claim against the at-fault driver.

2. Uber

While transporting a passenger, another driver runs a red light and T-bones your car on State Street in Orem. You can pursue a claim for your injuries.

3. Domino’s Pizza Delivery

While delivering pizza, a head-on collision in Provo Canyon leaves you injured. You can file a claim against the at-fault driver.

4. Police Officers

Police frequently experience car accidents while making stops on Utah highways. Officers injured in these incidents have both workers’ compensation claims and personal injury claims.

5. Work Trucks

You’re driving a company truck during lunch and are involved in a multi-car pileup on I-15. You may have workers’ compensation and personal injury claims.

6. Construction Workers

While working along I-15, a distracted driver hits you. You can file a workers’ comp claim and a personal injury claim for your injuries.


Common Insurance Issues for Car Accidents at Work

Car accidents are complex, and being at work adds another layer of complications. Here are common insurance issues to consider:

1. Does the Work Vehicle Have Underinsured Motorist (UIM) Coverage?

Employers are not required to carry UIM coverage for work trucks, and many waive it to save costs.

2. Will Your Personal UIM Coverage Apply?

If your work vehicle lacks UIM coverage, your personal UIM policy might apply. However, some personal car insurance policies exclude coverage for commercial activities.

3. Who Is the Primary PIP Carrier?

In Utah, Personal Injury Protection (PIP) benefits often cover the first $3,000 in medical expenses. Determining whether your employer’s policy or your personal policy is primary can complicate claims.

4. Stacking Insurance Policies

Utah law allows stacking of PIP and UIM benefits in some cases, but it’s complex. An experienced personal injury attorney can ensure you maximize available coverage.


Why Hire Utah Car Accident Lawyer Jake Gunter?

Jake Gunter has nearly 20 years of experience litigating personal injury and workers’ compensation cases. He specializes in helping injured workers navigate complex insurance claims and pursue maximum compensation.

What Jake Gunter Offers:

  • Free consultations
  • Extensive trial experience
  • Expertise in resolving complicated insurance issues

Take Action After a Car Accident at Work

Navigating workers’ compensation and personal injury claims after a car accident at work can be overwhelming. Let Jake Gunter help you get the compensation you deserve.

Contact Jake Gunter Today

Call or text (801) 373-6345 for a free consultation.

Learn More About Utah Accident Lawyer Jake Gunter Jacob S. Gunter | Personal Injury Attorney in Provo

For additional insights on Utah personal injury law and to get to know Jake Gunter better, check out these helpful videos:

These resources will provide you with valuable information as you consider your legal options. For any questions or to schedule a free consultation, feel free to reach out to us directly.