Uninsured/Underinsured

August 28, 2023

THE UIM EXHAUSTION RULE IN UTAH CAR ACCIDENTS

UTAH CAR ACCIDENT ATTORNEY JAKE GUNTER.  HE CAN TELL YOU IN 5 MINUTES IF YOU HAVE A CASE.  CALL/TXT (801) 373-6345   Doing your own car accident insurance claim is like doing your own dental work—not recommend. The Underinsured Motorist Exhaustion Rule. One trap for the self-settler handling their own Utah car… Continue reading

June 27, 2023

UTAH’S UNDISPUTED TENDER IN UNDERINSURED MOTORIST CLAIM

UTAH’S UNDISPUTED TENDER IN THE UNDERINSURED MOTORIST STATUTE---HOWITWORKS As far as law goes that favors the insured over the insurance company, Utah’s underinsured motorist (“UIM”) claims statutes has a few. One important feature of Utah’s UIM statute is the “Undisputed Tender.” See Utah Code 31A-22-305.3(9). It is unique and beneficial to the… Continue reading

February 12, 2023

UNINSURED CAR ACCIDENT CLAIMS IN UTAH—NO THRESHOLD REQUIREMENT

UNINSURED MOTORIST CLAIMS IN UTAH   Clarifying Utah’s General Damages Threshold in Car Accident Cases Question Recap: Does Utah’s general damages threshold apply in car accidents where the other driver was uninsured or fled the scene? Answer: No, Utah’s general damages threshold does not apply in situations where the other driver did… Continue reading

February 20, 2016

PROPER CAR INSURANCE SELECTION

Comprehensive Guide to Understanding Car Insurance in Utah Table of Contents Section Subsection 1. Introduction Importance of Choosing the Right Car Insurance 2. Liability Coverage Basics Definition and Purpose 3. Utah's Legal Minimum Insurance Requirements Current Coverage Requirements Explained 4. Why Minimum Liability Coverage May Not Be Enough Risks of Insufficient Coverage… Continue reading

February 02, 2016

Understanding Uninsured Motorist Coverage and Hit-and-Run Car Accidents in Utah

1. Introduction: The Reality of Hit-and-Run Car Accidents Hit-and-run car accidents are both stressful and disheartening, often leaving victims feeling helpless. Whether the offender strikes your car or bike and flees the scene, recovering damages can be challenging. This is where uninsured motorist (UM) coverage on your car insurance policy becomes essential.… Continue reading