THE INSURANCE COMPANY IS NOT . . . . . . RESPONDING TO MY CAR ACCIDENT CLAIM

Insurance Claims Attorney: What to Do When Insurance Won’t Respond to Your Utah Car Accident Claim

Is your insurance company ignoring your Utah car accident injury claim? Whether your assigned adjuster is not returning calls, giving you a lowball offer, or outright acting in bad faith, you’re not alone. These situations are frustrating, but an experienced insurance claims attorney can help you take action and secure the compensation you deserve.

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Why Insurance Companies Move Slowly

Insurance companies are complex entities with multiple layers of approval. They aim to minimize payouts and avoid errors, which can lead to delays in resolving claims. While it’s important to give your assigned adjuster a reasonable chance to respond, prolonged inaction could signal the need for professional legal assistance.

How to Get an Insurance Company to Respond

If your insurance company isn’t responding to your Utah car accident claim, here are the best steps to take:

1. Hire an Experienced Insurance Claims Attorney

An experienced insurance claims attorney knows how to handle Utah injury claims efficiently. They can:

  • Collect and organize medical records.
  • Obtain police reports quickly.
  • Communicate directly with insurance adjusters to resolve claims faster.

Attorneys understand the tactics insurance companies use and can leverage their knowledge to get your claim resolved without unnecessary delays.

2. File a Lawsuit

When negotiations stall, filing a lawsuit can force the insurance company to take action. Lawsuits impose legal deadlines that require insurance companies to respond or risk default.

Here’s what typically happens when a lawsuit is filed:

  • Attorney Assigned: The insurance company assigns a defense attorney, often leading to faster responses.
  • Adjuster Switched: The claim may be reassigned to a more experienced litigation adjuster.
  • Increased Claim Value: Filing a lawsuit can increase the “reserve” value of your claim, as the threat of an excess judgment becomes real.

However, filing a lawsuit requires expertise. A skilled insurance claims attorney ensures your case is filed correctly and that you’re fully prepared for the process.

3. Put Everything in Writing

Clear, written communication is essential when dealing with an insurance company. Written requests:

  • Help adjusters process claims faster by providing organized documentation.
  • Serve as evidence if your claim escalates to a lawsuit.

Make sure to document all interactions, including demands for action, in case the insurer fails to respond in good faith.

When to Call an Insurance Claims Attorney

If your insurance company continues to ignore your claim or offers unfair compensation, it’s time to consult a professional. An experienced insurance claims attorney understands how to:

  • Hold insurers accountable for bad faith practices.
  • Navigate the complexities of Utah car accident claims.
  • Expedite the resolution of your case.

Call Jake Gunter: Utah Insurance Claims Attorney

Don’t let an unresponsive insurance company delay your recovery. With nearly 20 years of experience in personal injury law and civil litigation, Jake Gunter knows how to get results.

Call/Text (801) 373-6345 for a FREE consultation. Jake can tell you in just 5 minutes if you have a valid claim.

Key Takeaways

  • Insurance companies must act in good faith when handling claims.
  • If adjusters fail to respond, hire an insurance claims attorney to expedite the process.
  • Filing a lawsuit can increase the value of your claim and force timely responses.
  • Document all interactions in writing for accountability.

Don’t wait for your claim to resolve itself—take action today with the help of a skilled attorney.

Learn More About Utah Accident Lawyer Jake Gunter Jacob S. Gunter | Personal Injury Attorney in Provo

For additional insights on Utah personal injury law and to get to know Jake Gunter better, check out these helpful videos:

These resources will provide you with valuable information as you consider your legal options. For any questions or to schedule a free consultation, feel free to reach out to us directly.