If your life insurance claim has been denied, Attorney Jake Gunter can help you secure the life insurance benefits you deserve. Life insurance denial cases are often complex, involving Federal and state law, such as The Employee Retirement Income Security Act of 1974 (ERISA). At Gunter Injury Law, we’re experienced in Utah life insurance denial cases, guiding you through these challenging situations.
Types of Utah Life Insurance Denials
1. Term Life Insurance Denials
Term life insurance policies should pay beneficiaries when the insured person dies. However, exceptions like suicide or specific contract clauses can result in denial. These policies offer little room for negotiation, making a knowledgeable life insurance denial attorney essential.
Example: A wife purchases a $100,000 term life insurance policy for her husband to ensure her family’s security if he passes away unexpectedly. If the insurer denies the claim, the wife may face financial hardship without support. An experienced Utah life insurance denial attorney can help pursue the benefits to which she’s entitled.
2. Whole Life Insurance Denials
Whole life insurance policies cover individuals until death (unless premiums lapse) and build cash value over time. If your whole life insurance claim is denied, Jake Gunter can assist in evaluating your policy and challenging unfair denials.
3. Accidental Death and Dismemberment (ADD)
ADD life insurance covers accidental deaths and specific injuries as defined in Utah law. Denials often hinge on the legal interpretation of an “accident,” making it essential to have a skilled attorney who understands both state and federal definitions.
Conclusion: Life Insurance Denial and Disability Insurance Denial Attorney
When a loved one’s life insurance claim is denied, you need an experienced Utah life insurance denial attorney. Jake Gunter at Gunter Injury Law serves clients in Salt Lake City, Provo, Orem, St. George, and throughout Utah, helping families fight denied life insurance and disability insurance claims.
These resources will provide you with valuable information as you consider your legal options. For any questions or to schedule a free consultation, feel free to reach out to us directly.