How to Get a Rental Car After a Car Accident in Utah
If you’ve been in a car accident in Utah and your vehicle is totaled, but the accident wasn’t your fault, here are your options for getting a rental car so you can get to work:

1. Contact the At-Fault Driver’s Insurance Company
Have your personal injury attorney call the insurance company of the driver at-fault. They can request that the insurance carrier covers your car costs until your vehicle is repaired or replaced.
2. Check Your Own Insurance Policy
If you have rental car coverage under your own Utah car insurance policy, your attorney can verify this and arrange a car for you through your insurer.
3. Pay Out-of-Pocket and Get Reimbursed
If necessary, you can pay for the car out of pocket. Keep all receipts, as these costs can be included in your settlement demand later.
4. Rental Car from a Friend
You can also rent a car from a friend and add those expenses to your settlement demand. Most friends will wait for payment until you receive your settlement.
Common Issues With A Rental Car After an Accident
Not having a car after a collision can be incredibly frustrating. Insurance companies may sometimes prematurely end your rental coverage or provide a vehicle that doesn’t meet your needs. For instance, they might give you a small sedan when you typically drive a cargo van for your large family.
Common Pitfalls When Renting a Car After an Accident
- Rental Duration Limits:
Insurance companies often limit the number of days they will pay for a rental. Be proactive and verify how long you’re covered. It’s common for insurers to cut off rental coverage prematurely. - Type of Rental Car:
Some insurance companies provide only a basic or economy rental, which might not suit your needs, especially if you have a large family or need a larger vehicle. You may need to negotiate for an adequate vehicle that aligns with your lifestyle. - Out-of-Pocket Expenses:
If your own insurance provides rental coverage, you may still need to pay for the rental initially and wait for reimbursement. Make sure to review your policy limits carefully, as they may not cover all expenses.
Other Informative Topics
- What If the At-Fault Insurance Delays Payment?
Insurance companies may delay or dispute liability, which can postpone rental coverage approval. Having an experienced personal injury attorney can help expedite this process. - How to Include Rental Costs in Your Settlement Demand:
Whether you pay out-of-pocket or use your own coverage, keeping all documentation, such as rental agreements and receipts, is crucial for recovering costs in your settlement. - Can You Recover Rental Car Costs If the Accident Was Your Fault?
If you were at fault, your own insurance policy must include rental car coverage to cover costs. Otherwise, you’ll have to pay out-of-pocket.
Why Work With a Utah Car Accident Attorney?
An experienced car accident attorney, like Jacob S. Gunter, regularly negotiates with insurance companies to secure rental cars and fair compensation for property damage.
Free Consultation Contact attorney Jacob S. Gunter at (801) 877-1875 for a free consultation to discuss your rental car and property damage claim after a Utah car accident.