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Category: Insurance

On July 1, 2017

A PERSONAL INJURY CAR ACCIDENT INSURANCE CLAIM [START TO FINISH]

A Utah Car Accident Happens: Proper Car Insurance Selection. Before you even get into a car accident you should be selecting high and appropriate insurance coverages for yourself and in case you hurt someone else.  These types of insurances called liability insurance and underinsured/uninsured coverages.  Liability coverage is where you hurt someone else and your
On February 4, 2017

UTAH Personal Injury Protection Insurance (“PIP”)

OVERVIEW OF PERSONAL INJURY PROTECTION BENEFITS Personal Injury Protection (“PIP”) is a mandatory part of all Utah car insurance policies.  See Utah Code Ann. 31A-22-302(1).  Not every state has PIP, so you may want to check what your policy covers if you just moved to Utah. PIP is not required for motorcycles, ATV, Trailers or
On September 6, 2016

Private Insurance Adjusting Companies

That is it. Today I received a voicemail from a company called “Cutthroat Insurance Adjusters.” Of course, wanting more information. I can’t believe someone named their insurance adjusting company “Cutthroat.” Are they located in the mountains where these wonderful fish roam? Also, whenever you run into an independent claims adjuster service, expect way slower service. Luckily
On March 17, 2016

BIT BY YOUR NEIGHBOR’S DOG IN UTAH

QUESTION: I was just bit by my neighbor’s dog. Do I have to file a lawsuit against my neighbor to get my medical bills paid for? It’s my neighbor, I don’t want to hurt him. ANSWER: No. You do not have to file a lawsuit against your neighbor to get your medical bills paid or
On February 20, 2016

PROPER CAR INSURANCE SELECTION

Before a terrible injury occurs, the first step is getting the right type of car insurance, the right amount of insurance and a smart insurance agent.  The rule is that you need enough liability insurance to cover your personal assets and to provide for the people you injured with compensation to make up for what
On January 23, 2016

CAR ACCIDENT WITHOUT INSURANCE

What happens when you get into a Utah car accident and you do not have insurance, but it was not your fault? You Can See a Personal Injury Attorney: First, you can still make a personal injury claim. It does not matter that you did not have car insurance at the time of the wreck.
On November 3, 2015

MEDICAL RECORDS AND MEDICAL BILLING

Personal injury cases, whether a dog bite, or a car collision is heavy on medical records. Medical records consist of the medical treatment record and the medical billing record. Insurance adjusters require both before they will consider making an offer to compensate you for your injuries. Medical records come in many forms. There are ambulance