Personal Injury Calculator - Utah County

Personal injury calculator

Answer three quick questions about your medical bills, missed work, and injury severity to see a simplified breakdown of how a claim's value is typically built.

How personal injury settlements are calculated in Utah

Insurance companies and attorneys typically value a personal injury claim in two parts:

• Economic damages — medical bills, future treatment, lost wages, and property damage. These come straight from your records and receipts.
• Non-economic damages — pain and suffering, emotional distress, and loss of enjoyment of life. These are harder to price, so adjusters often apply a multiplier (usually 1.5x to 5x) to your economic damages based on how severe and lasting the injury is.

Add the two together and you get a rough settlement range — which is exactly the method this calculator uses.

Real cases rarely stop there. Utah follows modified comparative negligence (Utah Code § 78B-5-818), which reduces your recovery by your percentage of fault and bars recovery entirely if you're 50% or more at fault. Insurance policy limits, the strength of your evidence, and the statute of limitations on your claim all shape the final number too.

Because those variables can swing a settlement by tens of thousands of dollars, the fastest way to get an accurate number is a free conversation with Jacob Gunter about the actual facts of your car accident or other personal injury claim.